Residential Rate Sheet
The first section of rates below are for the three main divisions of our most popular loan program family, the Cash Flow Optimizer. We encourage you to review the explanatory page on these exciting programs. They can be very beneficial for a borrower who may intend to rent their property out at some point in the future. The second section lists some of our more convential programs.
As the page is not all inclusive of the programs and terms we offer, please contact our office directly for more specific answers to your individual loan scenario. Under certain situations, many modifications and alterations to our standard loan programs (see below) can be made to tailor a product to your specific needs.
Note: All rates, payments and A.P.R's listed below are based on a loan size of $250,000, a 1% Broker Fee, 3 Year PrePayment Penalty, 30 Year Term, and 75% LTV for a 2nd home. Foreign currency payments have been calculated at a 1.85 ratio for the British Pound Sterling, and 1.26 ratio for the Euro. Any rates published here are subject to change without notice and may not be available at closing. Further, by publishing these rates, JRD Global is not making a promsie or committment to lend. Each applicant for financing will be approved on declined on an individual basis after reviewing their income, credit, equity and any and all other information deemed relevant.
Cash Flow Optimizer Programs
Rates and Monthly Mortgage Payments Based Upon a $250,000 Loan Balance.
| Program |
Rate |
Payment* |
Pounds |
Euros |
A.P.R. |
| Premier |
6.25% |
$804.10 |
£449.22 |
€659.10 |
6.35% |
| Low Document |
6.59% |
$827.27 |
£462.16 |
€678.09 |
6.69% |
| No Document |
6.75% |
$862.80 |
£482.01 |
€707.21 |
6.89% |
Conventional Programs
Rates and Monthly Mortgage Payments Based Upon a $250,000 Loan Balance
| Program |
Rate |
Payment |
Pounds |
Euros |
A.P.R. |
| Interest Only |
6.00% |
$1250.00 |
£675.68 |
€992.06 |
6.13% |
| 3 Mth Variable |
4.13% |
$1212.35 |
£655.32 |
€962.18 |
4.50% |
| 3 Year Fixed |
6.50% |
$1580.17 |
£854.05 |
€1254.10 |
6.75% |
| 15 Year Fixed |
6.88% |
$1643.16 |
£888.19 |
€1304.10 |
6.99% |
| 30 Year Fixed |
7.15% |
$1688.52 |
£912.71 |
€1340.10 |
7.38% |
Examples of available modifications for various loan programs are listed below. (Rates and fees are subject to change based on modifications being requested).
1, 3, 5, 7, 10, 15, and 30 Year Fixed Terms
40 Year Terms on Some Programs
Waiving Pre-Payment Penalty
Lowering Rate
Lowering Closing Costs
Raising Loan Percentage Per Home's Value
Waiving Insurance and Tax Escrow Requirments
Lowering or Waiving Personal Documentation Verification
If you are now ready to:
Get things started on a loan program, please go here Action Center
Learn more about the loan process, please go here Education Center
Calculate some helpful numbers, please go here Mtg Calculators
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