This
is the right area
to be in to get
something done.
Please choose from
one of the sections
below and you will
be well on your
way to acheiving
your goal, and/or
getting the information
you need to make
a decision.
Online
PreQualification (5
Minutes) Easier
than actually
applying, the
PreQualification
is not a neccessary
step, but may
be helpful to
you, especially
if purchasing
a home as opposed
to remortgaging
(refinancing). The
PreQualification
is basically a
series of questions
you answer, mainly
about your financial
situation, that
allow us to see
if there are any
glaring problems
with your eventually
being approved
for a loan of
a certain size.
It is largely
use by yourself
and the real estate
agent of your
choice in
determing how
expensive of a
property you can
finance.
In the U.S.
home buying
process it
is also helpful to
convince home
sellers that you
are serious and
have had a mortgage
professional give
your financial
situation an initial
review.
After answering
the PreQual questions
we can normally
email you a Good
Faith Estimate
(estimate of your
closing costs)
and PreQualification
Letter (to show
realtors and sellers)
within 48 hours.
Please keep in
mind, however,
that the PreQualification
Letter is not
a legally binding
loan committment,
and you are still
subject to the
scrutiny of the
official application
process (see above)
before any loan
amount or type
can be approved.
Express
ac (5
Seconds) By
far the easiest
and quickest way
for you to get information
immediately with
hardly any involvment
on your part is
to email yourself,
or print off, a
copy of our New
Client Welcome Packet.
It contains a summary
of general
loan options
we have available,
the steps to applying
and the loan process,
a list of probable documentation
your loan will
require, and contact
information such
as central
florida real estate agents, in case you would like to
begin your house
search immediately--
all in one handy
file.
Contact
Us Let
us know how we can
assist you.
We try to respond
to emails within
24 hours.
Alternatively, give
the appropriate
department a call
for answers right
now. If you're
located in the UK
you can even reach
us with a local
call.
Real
Estate Agents
Start
your home search
now. There
is no cost.
Education
Center If
you need answers
to anything about
the US home buying/financing
process.
